FUNDING PROGRAMS

(Generally No Upfront Fee and No Need to go to country source of funds.)

• INTERNATIONAL PROJECT FUNDING
• DOWN PAYMENT ASSISTANCE PROGRAM
• 1% DOWN PAYMENT PROGRAM
  • 1% down payment, 2% grant
  • Max loan amount of US$350K
  • Credit score of 640+
  • Individual income must be less than or equal to 80% of the area median income for the subject property
  • Reduced mortgage insurance
  • Write offers as 3% Conventional
• GAP FUNDING PROGRAM
  • 0% Interest
  • US$50K to US$150K
  • 700+ FICO (Other Gap Funding Programs also available to those with lower FICO)
  • 8-Point charge against the loan
• TRANSACTIONAL FUNDING
• COMMERCIAL LOANS
• FOREIGN NATIONAL FINANCING
  • US Properties for Foreign Nationals
  • No United States credit required
  • 30% down payment 
  • No Income/Employment verification
  • Loans up to US$7M
  • 30-year terms available
• BANK STATEMENT LOANS
  • Minimum Credit Score 620
  • 12 or 24 month bank statement for income verification
  • Business or Personal
  • Up to 100% of deposits can be used as income
  • 30-year terms available
• ACCESS TO HARD MONEY LOANS
• CONVENTIONAL FINANCING
  • Primary residence
  • Minimum credit score 620
  • 3% down payment 
  • W-2 or Self employed
  • 30-year terms available
• FHA FINANCING
  • Primary residence
  • Minimum credit score 580
  • 3.5% down payment 
  • W-2 or Self employed
  • 30-year terms available
• VA FINANCING
  • Primary residence
  • No minimum credit score
  • 0 down payment
  • 100% financing available
  • W-2 or Self employed
  • 30-year terms available
  • No maximum loan amount
• SINGLE FAMILY INVESTMENT PROPERTY LOANS
• MULTI-FAMILY OR MIXED-USE FINANCING
  • Small / Medium sized apartments
  • Minimum credit score 620
  • 25% down payment required
  • No Income/Employment verification 
  • Maximum loan amount US$7M
  • 30-year terms available
• 1-4 UNIT RESIDENTIAL FINANCING
  • 1-4 unit properties
  • Minimum credit score 620
  • 20% down payment required
  • No Income/Employment verification 
  • 30-year terms available
• APARTMENT COMPLEX LOANS
• DSCR / VACATION RENTAL LOANS
  • Minimum credit score 620
  • 20% down payment required
  • No Income/Employment verification 
  • 30-year terms available
  • Short term rentals allowed
• FIX & FLIP LOANS UP TO 90% LTV
• RENOVATION LOANS
  • Minimum credit score 680
  • 10% down payment, $0 down for experienced investors
  • Minimum loan amount of $100,000
  • Renovation funding at 100%
  • Maximum loan amount of US$4M
  • No appraisal required
  • 12 or 24 month term
• CONSTRUCTION FINANCING
  • 15% down payment
  • $0 down if you already own the land
  • 24 month term
  • Maximum loan amount of US$3M
  • Credit score of 660+
  • Experience of 2+ builds
  • No appraisal required
• HELOC & FIXED RATE 2ND MORTGAGE
  • Minimum credit score 680
  • Primary, secondary, and investment properties eligible
  • Max CLTV 95%
  • Loan amounts up to $2M
  • Interest-only payments available
  • 30-year terms available